We think it’s important to give you options when you shop with HSD Online. That’s why we have one of the biggest product ranges in Europe, and it’s why we offer Buy Now Pay Later with Klarna! Buy now, pay in 30 days, and manage your budgets – here’s how it works.
How Does it Work?
Pay Later lets you get the goods you want now and pay in 30 days with no interest. This means you can delay payment until you’ve been paid, or until you receive your order. It’ll also let you try before you buy – if you’re not satisfied with something you order, you can simply send it back and you’ll only pay for what you keep.
Step 1: Shop
Browse our store and add whatever you like to your basket.
Step 2: Select Payment Method
Select Klarna at the checkout and follow the instructions to complete your order securely. You don’t have to create a Klarna account unless you want to.
Step 3: Pay
Once your order’s been placed, you can pay at any time over the next 30 days. You’ll get a reminder before your payment is due.
You Will Need;
- A UK bank account
- A UK address
- To be aged 18 or older
What is Klarna?
Klarna is a Swedish payment service provider and bank. They work with over 100,000 online stores and have helped over 60 million customers worldwide pay flexibly for their goods.
Does Using Pay Later Affect My Credit Rating?
Klarna carries out a quick “soft credit check” prior to your purchase. This process does not affect your credit rating. Provided you pay inside the 30-day timeframe, your credit rating won’t be affected.
What Information Do I Need to Provide Before I Buy?
You’ll need to provide your mobile phone number and an email address. Please make sure this information is correct, as Klarna will use it to contact you regarding your order.
Why Hasn’t My Order Been Accepted?
If you’re having trouble placing an order, it could be due to the following reasons;
- You may have missed out important information at the checkout, such as your date of birth or postcode.
- You may have outstanding payments on other Klarna purchases.
- All orders are subject to Klarna’s financial checks. If your order is denied as a result of these checks, we recommend trying another payment type or placing an order for a smaller amount.
- Klarna may not be able to link your shipping address to your billing address. If it’s your first order, we recommend ensuring you use the same address for shipping and billing.
Klarna is an independent payment provider and we are unable to influence whether your payment is accepted or not.
My Circumstances Have Changed Due to COVID-19, What Can I Do?
Contact Klarna. Their customer service team will be happy to discuss options such as a payment holiday to help you through these uncertain times. Get in touch with them here.
You can always contact Klarna Customer Service here.
Full terms and conditions can be found here.
Please spend responsibly – Borrowing beyond your means could seriously affect your financial status, ensure you can afford to make your monthly repayments on time by the due date. Failure to make payment on time could result in your debt being passed to a debt collection agency and affect future lending decisions made by Klarna.
HSD Online Ltd acts as an introducer and not a lender of unregulated credit products provided exclusively by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply. Please note that the following products are not regulated by the FCA: Pay in 30 days.